If you’re buying a car for the first time, especially if you’re a teenager, it just feels like such an accomplishment. More often than not, a car is probably the first purchase that you would make with your own money, and it would seem like a dream come true. But then, there are certain factors that could get in the way of fulfilling that dream. It may turn out that you can’t afford your dream car, or some unscrupulous dealer might exploit your inexperience and rip you off with a defective model. Also, there’s the price you pay to buy a car, and then there’s the price you pay to keep it. You would also have to deal with other matters, such as insurance, gas prices, maintenance costs, and so on. Suddenly, the dream turns into a nightmare.
The Market Call, April 2012!
Landing that next job after a lay-off or getting that first job (for fresh graduates) can be a herculean task for most people. Here are some tips to help you get through the process with less cost, less frustration and hopefully greater success.
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The key to building wealth and becoming financially independent is to merely spend less than what you are earning. It may sound very simple, and yet it is a lesson many seem to have trouble learning. Even as they keep track of how much money they have, a lot of people still can’t manage to prioritize their savings and end up spending a large chunk of it. Perhaps if one understands the roots of their overspending, it may be much easier to control their spending habits and set aside their money for what’s really important.